According to the United States, the Georgia population is only one of the factors that can affect the cost of auto insurance. Still, it gives as a quite interesting starting point to see how the rates of auto insurance in Georgia compared to other states.
Georgia’s standard auto insurance rates are 12% lower than the national rates. If you haven’t yet inspected your auto insurance policy, then this is one of the best times to begin. If you think you’re getting the best rates, you could be overpaying by many dollars. And there’s one thing you can do about it: Shop around and more research.
Lowest Auto Insurance Companies in Georgia
- Progressive: $144 /mo
- Travelers: $161 /mo
- The General: $214 /mo
- American Family: $224 /mo
- Nationwide: $234 /mo
The rate shown above is generated based on study and research. The average auto insurance rate will be different between cities to the city. Your rates will differ.
How We Found the Lowest Auto Insurance Rates in Georgia
Here we empower you with the information you need to make the right choices for your life with our lowest auto Insurance Rankings.
Georgia Auto Insurance Rates by Age
Are you looking for the best auto insurance company which provides the lowest rates in Georgia? Here our study will help you find the best insurance company in which we used representative driver profiles with good credit, medium insurance coverage, a clean driving record, and 12,000 miles of annual mileage. The profile report includes males and females age 25, 35, and 60.
| Company | 25-year male | 25-year female | 35-year male | 35-year female | 60-year male | 60-year female |
| Allstate | $2,250.49 | $2,062.50 | $1,846.27 | $1,846.27 | $1,773.27 | $1,773.27 |
| Geico | $1,438.16 | $1,242.94 | $898.60 | $916.44 | $865.06 | $865.06 |
| Nationwide | $2,835.39 | $2,574.04 | $2,109.53 | $2,024.63 | $2,244.09 | $1,995.69 |
| Progressive | $1,787.89 | $1,701.44 | $1,249.95 | $1,393.26 | $1,169.03 | $1,092.38 |
| State Farm | $1,628.36 | $1,512.99 | $1,381.42 | $1,381.42 | $1,241.32 | $1,241.32 |
| USAA | $1,360.67 | $1,236.79 | $1,010.77 | $1,011.29 | $946.47 | $943.28 |
Auto Insurance Rates by Annual Mileage in Georgia
To find the Average rate on mileage, we created driver profiles for males and females according to their ages: 25 years, 35 years, and 60 years. In this profile report, you can find the medium level of insurance coverage, a good credit score, and a clean driving record. We used these three vehicles for our driver profiles study: the 2015 Honda Civic, 2015 Toyota RAV4, and 2015 Ford F-150.
| Company | 6,000 miles annually | 12,000 miles annually |
| Allstate | $1,768.82 | $1,925.35 |
| Geico | $944.90 | $1,037.71 |
| Nationwide | $2,297.23 | $2,297.23 |
| Progressive | $1,398.99 | $1,398.99 |
| State Farm | $1,397.81 | $1,397.81 |
| USAA | $982.28 | $1,084.88 |
Auto Insurance Rates by Average Coverage Level in Georgia
To find the coverage rate, we broke down coverage into three levels: low, medium, and high. We created driver profiles for males and females according to their ages: 25 years, 35 years, and 60 years. In this profile report, you can find the level of insurance coverage for 12,000 miles per year, a good credit score, and a clean driving record. We used these three vehicles for our driver profiles study: the 2015 Honda Civic, 2015 Toyota RAV4, and 2015 Ford F-150.
| Company | Low | Medium | High |
| Allstate | $1,724.12 | $1,925.35 | $2,067.42 |
| Geico | $948.72 | $1,037.71 | $1,117.78 |
| Nationwide | $2,180.48 | $2,297.23 | $2,328.71 |
| Progressive | $1,313.58 | $1,398.99 | $1,545.41 |
| State Farm | $1,294.33 | $1,397.81 | $1,511.74 |
| USAA | $1,037.68 | $1,084.88 | $1,154.01 |
Lowest Auto Insurance in Georgia
Next, to find the lowest auto insurance rates in Georgia, our study used a representative driver profile report; you can find the level of insurance for 12,000 miles, a good credit score, and a clean driving record. We used these three vehicles for our driver profiles study: the 2015 Honda Civic, 2015 Toyota RAV4, and 2015 Ford F-150.
| Category | Cheapest Company |
| Single Young Adult Drivers | Geico |
| Married Adult Drivers | Geico |
| Senior Drivers | Geico |
| Drivers with Good Credit | Geico |
| Drivers with Poor Credit | Geico |
| Drivers with a Clean Record | Geico |
| Drivers with One Speeding Violation | Geico |
| Drivers with One Accident | Geico |
| Drivers with One DUI | State Farm |
| Low-mileage Drivers | Geico |
| High-mileage Drivers | Geico |
| Drivers with Low Coverage | Geico |
| Drivers with High Coverage | Geico |
| Drivers with Used Cars | Geico |
| Drivers with New Cars | Geico |
Across most of our driver profiles, some of the insurance are supreme as the cheapest option. According to our study report, Geico offers the second-highest study rate for this profile, with State Farm offering the lowest insurance representative rates.
